4178 Brays Way

Bellingham, WA
$ 490,000 Beds 2 Baths 2.5 Sq 1,334
Monthly Estimate* How much can I afford?

New construction! Ask about $10k in seller concessions! This brand-new 2 bed, 2.5 bath sits near peaceful Emerald Lake; a woodsy oasis less than 10 minutes to Barkley Village and life's amenities. This house is a rare find for the area with the extraordinary amount of sun it receives. A convenient ground-level entry with utility closet and storage leads up to the heart of the home with a bright, sun-filled kitchen and open living space. Slide open the door to a level outdoor space ready for gardening or grilling in all that sunshine. Upstairs, both generously sized bedrooms take in sweeping tree-filtered views of Bellingham, joined by two baths and a laundry room. The building site's slope yields an oversized crawl space under the floor framing. Buyers considering future storage or finished space should verify feasibility with Whatcom County Planning. You'll be comfortable year-round with a high-efficiency heat pump for heat and AC, plus upgraded insulation and air-sealing for lower bills and steady temps. A blank canvas waiting for you to make it home!

Active

  • Price
  • $ 490,000
  • City
  • Bellingham
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • WHATCOM
  • Half Bathrooms
  • 1
  • Area
  • Bellingham
  • Lot Size
  • 0.21 Acres
  • Zip
  • 98226
  • Sqr Footage
  • 1,334
  • Year Built
  • 2026
  • Taxes
  • $ 120
  • Style
  • Multi Level
  • MLS#
  • 2523638
Listed By: eXp Realty and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 1334
Sewer Septic Tank
Heating Ductless,Heat Pump
Cooling Ductless,Heat Pump
Possession Closing
Roof Composition
Appliances Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s)
Security Features Partially Fenced
Year Built 2026
View Territorial
Topography Level,Partial Slope,Sloped
Levels Multi/Split
Property Subtype Single Family Residence
Tax Year 2026
Building Name Emerald Lake
County Whatcom
New Construction Yes
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Emerald Lake
Full Baths 1
Special Listing Conditions None
Status Active
Directions Head E onto WA-542 E/E Sunset Dr. Turn right onto Britton Rd. Turn left onto Emerald Lake Way. Turn left onto Bray Way,home on Right
City Bellingham
Entry Location Lower
Senior Community Y/N No
High School District Bellingham
MLS Area 860 - Bellingham
Lot Size Units Square Feet
Lot Size Square Feet 9148
Carport Y/N No
Listing Terms Cash,Conventional,FHA,VA Loan
Land Lease Y/N No
Tax Annual Amount 120
Property Condition Under Construction
Public Remarks New construction! Ask about $10k in seller concessions! This brand-new 2 bed,2.5 bath sits near peaceful Emerald Lake; a woodsy oasis less than 10 minutes to Barkley Village and life's amenities. Thi
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Whatcom County Water District 7
Property Style 15 - Multi Level
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Bath Off Primary,Sprinkler System,Walk-In Closet(s)
Flooring Vinyl Plank
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
3/4 Baths 1
Total Bedrooms 2
Total Baths 3
Bedrooms Possible 2
Power Production Type Electric
Baths Three Quarter Upper 1
Bedrooms Upper 2
Baths Half Upper 1
Baths Full Upper 1
Bathrooms 2.25

Exterior Features

Exterior Amenities Cement Planked
Parking Features Driveway
Lot Features Paved
Water Source Community
Total Parking 1
Inclusions Dishwasher(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s)
Foundation Details Poured Concrete,Slab
Building Area Total 1334
Lot Size Acres 0.21
Waterfront Y/N No
Irrigation Water Rights Y/N No
Site Features Fenced-Partially,Patio,Sprinkler System
Parking Uncovered Total 1
Lot Number 43

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Maple Falls, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/22/2026 Listed $530,000
8/6/2026 7% - $498,000
8/26/2026 2% - $490,000

Property vs Zip Code Average in 98226

Price
AVG $850K
$490K
Taxes
AVG $5,835
$120
Year Built
AVG 1996
2026
Visits
AVG 246
427
Data Provided by Inside Real Estate®

Areas That We Cover

4178 Brays Way Bellingham, WA is a Single Family Home for sale at $490000 with 1334 sqft and a lot size of 0.21 Acres Acre(s). 4178 Brays Way Bellingham has 2 bedrooms, 2 baths and was built in 2026. The property's zip code is 98226 which is in Bellingham, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.