1287 Gerdes Road

Camano Island, WA
$ 1,653,520 Beds 2 Baths 2 Sq 2,100 Virtual Tour
Monthly Estimate* How much can I afford?

No-Bank Utsalady Waterfront | Owned Tidelands | West Sunsets | No Ferry, No HOA-No-bank waterfront on Utsalady Bay with 70+ feet of shoreline and owned tidelands. This is true walk-out beach living—not a mid-bank house with stairs. West-facing for nightly sunsets over Saratoga Passage. Step from the yard, and from the primary suite’s French doors, onto the sand to crab, clam, kayak, or simply sit by the water. Camano Island, no ferry required. Private gated dead-end street with no HOA. Minutes to Stanwood. The shoreline is protected by a new engineered concrete bulkhead (over $125,000 invested; 30+ year design). Recent upgrades also include new Sierra Pacific windows and doors throughout, new composite decking, and a gas generator with warranty through 2028. The home offers 2 bedrooms plus den, 2 baths, a fireplace, and a finished daylight basement on a 15,682 SF lot with a custom paved drive and ample parking. Primary suite opens directly toward the beach. Lower level includes den/office, rec, and bonus space for guests, hobbies, or flexible living.Rare combination on Camano: no-bank access, owned tidelands, west sunsets, larger lot, gated privacy, and no HOA. Owner-will-carry terms available.

Active

  • Price
  • $ 1,653,520
  • City
  • Camano Island
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • ISLAND
  • Half Bathrooms
  • 0
  • Area
  • Camano Island
  • Lot Size
  • 0.36 Acres
  • Zip
  • 98282
  • Sqr Footage
  • 2,100
  • Year Built
  • 1964
  • Taxes
  • $ 10263
  • Style
  • Traditional
  • MLS#
  • 2546969
Listed By: Skyline Properties, Inc. and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 2100
Sewer Septic Tank
Heating Baseboard,Forced Air,Wall Furnace
Cooling None
Possession Closing,Subject To Tenant Rights
Roof Composition
Appliances Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer
Architectural Style Traditional
Security Features Partially Fenced,Security Gate
Year Built 1964
View Islands,Mountains,Sound
Topography Level
Levels One
Property Subtype Single Family Residence
Tax Year 2026
Waterfront Features Low Bank,Bulkhead,No Bank,Saltwater,Sound
Community Features Boat Launch
County Island
New Construction No
Property Type Residential
HOA No
Attached Garage Yes
Subdivision Name Utsalady
Facing Direction West
Garage Y/N Yes
Full Baths 2
Special Listing Conditions None
Status Active
Directions Use GPS
High School Stanwood High
City Camano Island
Entry Location Main
Senior Community Y/N No
High School District Stanwood-Camano
MLS Area 780 - Camano Island
Lot Size Units Square Feet
Lot Size Square Feet 15682
Carport Y/N No
Listing Terms Cash,Conventional,Owner Will Carry
Elementary School Buyer To Verify
Land Lease Y/N No
Tax Annual Amount 10263
Middle/Junior High School Buyer To Verify
Property Condition Updated/Remodeled
Public Remarks No-Bank Utsalady Waterfront | Owned Tidelands | West Sunsets | No Ferry,No HOA-No-bank waterfront on Utsalady Bay with 70+ feet of shoreline and owned tidelands. This is true walk-out beach livingnot
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Utsalady
Property Style 16 - 1 Story w/Bsmnt.
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,French Doors,Jetted Tub,Sauna,SMART Wired,Water Heater,Wired for Generator
Basement Daylight,Finished
Flooring Concrete,Engineered Hardwood,Laminate
Total Fireplaces 1
Fireplace Features Electric,Wood Burning
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N Yes
Total Bedrooms 2
Main Level Bedrooms 2
Total Baths 2
Bedrooms Possible 2
Water Heater Type electric
Water Heater Location basement
Fireplaces Main 1
Power Production Type Electric,Natural Gas
Baths Full Main 2
Bathrooms 2

Exterior Features

Exterior Amenities Stone,Wood
Vegetation Fruit Trees
Parking Features Attached Garage
Lot Features Dead End Street,Paved
Water Source Community
Total Parking 10
Inclusions Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
Foundation Details Poured Concrete
Building Area Total 2100
Lot Size Acres 0.36
Waterfront Y/N Yes
Covered Spaces 2
Irrigation Water Rights Y/N No
Waterfront Footage 70
Site Features Cable TV,Deck,Fenced-Partially,Gas Available,Gated Entry
Parking Uncovered Total 8

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Maple Falls, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Buyer To Verify Elementary School
Middle School Buyer To Verify Middle School
High School Stanwood High

Price History

7/15/2026 Listed $1,725,000
7/27/2026 2% - $1,698,520
8/26/2026 3% - $1,653,520

Property vs Zip Code Average in 98282

Price
AVG $1M
$1.65M
Taxes
AVG $5,925
$10,263
Year Built
AVG 1992
1964
Visits
AVG 241
40
Data Provided by Inside Real Estate®

Areas That We Cover

1287 Gerdes Road Camano Island, WA is a Single Family Home for sale at $1653520 with 2100 sqft and a lot size of 0.36 Acres Acre(s). 1287 Gerdes Road Camano Island has 2 bedrooms, 2 baths and was built in 1964. The property's zip code is 98282 which is in Camano Island, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.