10234 46th Avenue Se

Olympia, WA
$ 875,000 Beds 4 Baths 3 Sq 3,245 Virtual Tour
Monthly Estimate* How much can I afford?

MOTIVATED SELLER! VA Assumable Loan at 2.75%! This beautifully updated 4-bedroom, 3-bath home offers over 3,200 sq ft of stylishly designed living space with peekaboo views of Lake St. Clair on a HUGE 1.2 acre lot. The fully-remodeled chef's kitchen features quartz countertops, stainless steel appliances, abundant cabinetry, and a gas cooktop, opening to multiple living spaces, formal dining, cozy fireplaces, and flex office/den. The desirable main-level primary suite offers backyard access and a spa-inspired five-piece bath for the perfect private retreat. Utility room pet wash station! Outside, enjoy your own backyard oasis complete with mature fruit trees, a tranquil pond and waterfall, gazebo, garden, greenhouse, firepit, and expansive entertaining areas. RV Parking. Air Conditioning. Enjoy the convenience of being less than half a mile from public Lake St. Clair access, featuring a public boat launch, fishing, kayaking, paddle-boarding, and year-round outdoor recreation. A rare highlight is the impressive HUGE detached shop with included equipment, perfect for car enthusiasts, contractors, hobbyists, home businesses, or anyone needing workspace. It features a vehicle lift, bathroom, sauna, office space, air compressor, and abundant storage. Multiple garage spaces, RV parking, and a premium $55,000 roof complete this one-of-a-kind property. **VA Assumable Loan at 2.75%!** Take advantage of an incredible opportunity to assume one of today's lowest interest rates.

Active

  • Price
  • $ 875,000
  • City
  • Olympia
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • THURSTON
  • Half Bathrooms
  • 0
  • Area
  • Thurston Se
  • Lot Size
  • 1.2 Acres
  • Zip
  • 98513
  • Sqr Footage
  • 3,245
  • Year Built
  • 1990
  • Taxes
  • $ 8659
  • Style
  • Contemporary
  • MLS#
  • 2551605
Listed By: Keller Williams South Sound and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 3245
Sewer Septic Tank
Heating Forced Air
Cooling None
Possession Closing
Roof Composition
Appliances Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s)
Architectural Style Contemporary
Security Features Partially Fenced
Year Built 1990
View Lake,Territorial
Topography Level,Steep Slope,Terraces
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Building Name Lake St. Clair
County Thurston
New Construction No
Property Type Residential
HOA No
Attached Garage Yes
Subdivision Name Lake St Clair
Garage Y/N Yes
Full Baths 2
Special Listing Conditions None
Status Active
Directions GPS Accurate,Please use the driveway off Mullen Rd for level,flat driveway access to the home.
High School Buyer To Verify
City Olympia
Entry Location Main
Senior Community Y/N No
High School District North Thurston
MLS Area 452 - Thurston Se
Lot Size Units Square Feet
Lot Size Square Feet 52272
Carport Y/N No
Listing Terms Assumable,Cash,Conventional,FHA,VA Loan
Elementary School Buyer To Verify
Land Lease Y/N No
Tax Annual Amount 8659
Middle/Junior High School Buyer To Verify
Property Condition Good
Public Remarks MOTIVATED SELLER! VA Assumable Loan at 2.75%! This beautifully updated 4-bedroom,3-bath home offers over 3,200 sq ft of stylishly designed living space with peekaboo views of Lake St. Clair on a HUGE
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Washington Water Service
Property Style 12 - 2 Story
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Jetted Tub,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
Basement None
Flooring Ceramic Tile,Laminate,Carpet
Total Fireplaces 2
Fireplace Features Gas,Pellet Stove
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N Yes
3/4 Baths 1
Total Bedrooms 4
Main Level Bedrooms 1
Total Baths 3
Bedrooms Possible 4
Water Heater Type Propane
Water Heater Location Garage
Fireplaces Main 2
Power Production Type Electric,Pellet,Propane
Baths Three Quarter Main 1
Bedrooms Upper 3
Baths Full Upper 1
Baths Full Main 1
Bathrooms 2.75

Exterior Features

Exterior Amenities Brick,Cement Planked,Wood,Wood Products
Vegetation Brush,Fruit Trees,Garden Space,Wooded
Parking Features Attached Garage,Detached Garage,RV Parking
Lot Features Corner Lot,Dead End Street,Paved
Water Source Public
Total Parking 3
Inclusions Dishwasher(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s)
Foundation Details Poured Concrete
Building Area Total 3245
Lot Dimensions 1.200ac/52,272sf
Lot Size Acres 1.2
Waterfront Y/N No
Covered Spaces 3
Irrigation Water Rights Y/N Yes
Site Features Cabana/Gazebo,Cable TV,Deck,Dog Run,Fenced-Partially,Green House,High Speed Internet,Irrigation,Patio,Propane,RV Parking,Shop,Sprinkler System

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Maple Falls, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Buyer To Verify Elementary School
Middle School Buyer To Verify Middle School
High School Buyer To Verify High School

Price History

7/17/2026 Listed $899,000
8/21/2026 3% - $875,000

Property vs Zip Code Average in 98513

Price
AVG $700K
$880K
Taxes
AVG $5,862
$8,659
Year Built
AVG 2001
1990
Visits
AVG 291
83
Data Provided by Inside Real Estate®

Areas That We Cover

10234 46th Avenue Se Olympia, WA is a Single Family Home for sale at $875000 with 3245 sqft and a lot size of 1.2 Acres Acre(s). 10234 46th Avenue Se Olympia has 4 bedrooms, 3 baths and was built in 1990. The property's zip code is 98513 which is in Olympia, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.