20 Sweetclover Circle

Bellingham, WA
$ 799,000 Beds 3 Baths 2.5 Sq 2,596 Virtual Tour
Monthly Estimate* How much can I afford?

LUXURY MEETS COMFORT IN SUDDEN VALLEY! Welcome to a truly exceptional home where stylish living meets the beauty and tranquility of a peaceful forest setting. Surrounded by trees and nature, yet only 15 minutes from city conveniences, this home offers the best of both worlds. Featuring two beautifully designed kitchens, double appliances including washers and dryers, stainless steel appliances, custom-made cabinets, and gorgeous quartz countertops. The flexible layout offers incredible possibilities—use the additional living space as an ADU, mother-in-law suite, guest unit, extended living space, or private rental, or rent out half of the home for additional income while enjoying the other half yourself. Perfect for multigenerational living, hosting guests, or creating a potential mortgage-offset opportunity. Located just minutes from lake beaches, trails, golf, pools, playgrounds, and outdoor recreation, this home combines luxury, comfort, privacy, convenience, and income potential. Luxury meets comfort. Nature meets convenience. Flexibility meets opportunity. A place to call home. A MUST SEE!

Active

  • Price
  • $ 799,000
  • City
  • Bellingham
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WHATCOM
  • Half Bathrooms
  • 1
  • Area
  • Sudden Valley
  • Lot Size
  • 0.1434 Acres
  • Zip
  • 98229
  • Sqr Footage
  • 2,596
  • Year Built
  • 2024
  • Taxes
  • $ 5865
  • Style
  • Traditional
  • MLS#
  • 2573640
Listed By: Coldwell Banker Bain and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 2596
Sewer Sewer Connected
Heating 90%+ High Efficiency,Ductless,Forced Air
Cooling 90%+ High Efficiency,Ductless,Forced Air
Possession Closing
Roof Built-Up,Composition
Appliances Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer
HOA Fee 167
Association Fee Includes Common Area Maintenance,Road Maintenance,Security,Snow Removal
Architectural Style Traditional
Pool Features Community
Security Features Security Gate,Security Service
Year Built 2024
View Territorial
Topography Partial Slope,Rolling
Levels Two
Property Subtype Single Family Residence
Tax Year 2026
Community Features Athletic Court,Boat Launch,CCRs,Club House,Gated,Golf,Park,Playground,Trail(s)
Building Name Sudden Valley Division 25
Assoc Fee Paid Per Monthly
County Whatcom
New Construction No
Property Type Residential
HOA Yes
Attached Garage Yes
Subdivision Name Sudden Valley
Garage Y/N Yes
Full Baths 2
Special Listing Conditions None
Status Active
Directions Lake Louise Road to Sudden Valley Gate-5. Continue up Louise View Dr. and turn right at Clematis Lane. Then right on Sweetclover.
High School Sehome High
City Bellingham
Entry Location Lower,Main
Senior Community Y/N No
High School District Bellingham
MLS Area 850 - Sudden Valley
Lot Size Units Square Feet
Lot Size Square Feet 6247
Carport Y/N No
Listing Terms Cash,Conventional,Farm Home Loan,FHA,USDA Loan,VA Loan
Elementary School Geneva Elem
Land Lease Y/N No
Tax Annual Amount 5865
Middle/Junior High School Kulshan Mid
Property Condition Very Good
Public Remarks LUXURY MEETS COMFORT IN SUDDEN VALLEY! Welcome to a truly exceptional home where stylish living meets the beauty and tranquility of a peaceful forest setting. Surrounded by trees and nature,yet only
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Lake Whatcom Water and Sewer
Property Style 12 - 2 Story
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Second Kitchen,Bath Off Primary,Built-In Vacuum,Dbl Pane/Storm Window,Fireplace,French Doors,Walk-In Closet(s),Water Heater,Wired for Generator
Basement Finished
Flooring Vinyl Plank,Carpet
Total Fireplaces 1
Fireplace Features Gas
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
Total Bedrooms 3
Main Level Bedrooms 1
Total Baths 3
Water Heater Type tankless on demand
Water Heater Location in the wall
Fireplaces Main 1
Power Production Type Electric,Propane
Bedrooms Lower 2
Baths Half Main 1
Baths Full Main 1
Baths Full Lower 1
Bathrooms 2.5

Exterior Features

Exterior Amenities Cement Planked
Parking Features Attached Garage
Water Source Lake,Public
Total Parking 2
Inclusions Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
Foundation Details Poured Concrete
Building Area Total 2596
Lot Dimensions 23x23x93x28x71x89
Lot Size Acres 0.1434
Waterfront Y/N No
Covered Spaces 2
Irrigation Water Rights Y/N No
Site Features Deck,Electric Car Charging,High Speed Internet,Propane
Pool Type Community
Lot Number 135

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Maple Falls, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Geneva Elem
Middle School Kulshan Mid
High School Sehome High

Price History

8/26/2026 Listed $825,000
9/11/2026 4% - $799,000

Property vs Zip Code Average in 98229

Price
AVG $1.08M
$800K
Taxes
AVG $7,172
$5,865
Year Built
AVG 1997
2024
Visits
AVG 152
49
Data Provided by Inside Real Estate®

Areas That We Cover

20 Sweetclover Circle Bellingham, WA is a Single Family Home for sale at $799000 with 2596 sqft and a lot size of 0.1434 Acres Acre(s). 20 Sweetclover Circle Bellingham has 3 bedrooms, 2 baths and was built in 2024. The property's zip code is 98229 which is in Bellingham, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.